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Opinion Kilcrohane's view of the Automotive Industry and Global Economy. Part Deux.


On mumsnet I have seen posts by mums seeking other mums for a house share. I am not surprised in my toen and neighbouring ones, rent for a 2-3 bed has increased £200-300/month compared with kast year.

In early December last year I stayed in an airbnb for two day at £150/night. This december it's £209/night.

This is not scaremongering on forums. Shit is real out there!

@Matski are you feeling the effects of inflation in the UK?
rent(prices) - what a joke. I think economics calls it something like a Giffen good. The more people are broke, have not a penny, landlords think they'll save themselves, and the BTL mortgage, by rising the rent. Genius,

Rents are similar to UK secondhand car prices - in La la land, about to crash and burn.

The obvious thing is for Big Govt to step in, again, and pay landlords, just as they're doing paying £tens of billions to energy companies. Won't happen though, as rent will dwarf even this - say minimum £500/month for ten million renters, for ever - £00s of billions.

If they do it - bail out themselves - MPs, London media etc, who are major BTL landlords - they really will make the £ the Weimar £.

They know it, the BoE knows it, The City knows it, and global investors know it.

That's why 'They' had to do the Rugpull, now, as it's the end of the road.
 
rent(prices) - what a joke. I think economics calls it something like a Giffen good. The more people are broke, have not a penny, landlords think they'll save themselves, and the BTL mortgage, by rising the rent. Genius,

Rents are similar to UK secondhand car prices - in La la land, about to crash and burn.

The obvious thing is for Big Govt to step in, again, and pay landlords, just as they're doing paying £tens of billions to energy companies. Won't happen though, as rent will dwarf even this - say minimum £500/month for ten million renters, for ever - £00s of billions.

If they do it - bail out themselves - MPs, London media etc, who are major BTL landlords - they really will make the £ the Weimar £.

They know it, the BoE knows it, The City knows it, and global investors know it.

That's why 'They' had to do the Rugpull, now, as it's the end of the road.
If you are a Buy to Let Landlord you better have rent insurance because there will likely be a rise in tenants who will struggle to pay their rent over winter.
 
If you are a Buy to Let Landlord you better have rent insurance because there will likely be a rise in tenants who will struggle to pay their rent over winter.
And then the insurance companies blow up.

There is no net for all this. This IS the Reset.

The money, the 'wealth' has gone. Most still think this is just another crisis, rapidly approaching 2008 size.

They can't get their minds around this being IT.

Some will over the next few weeks, and then they'll kick off - realising they're trapped with massive debts, unpayable, and will be bankrupted for life, living in poverty, destitution, no more foreign holidays, takeaways, treats for the kids, premier league season tickets, blowing several hundred quid on one night out, etc, etc.

And THAT's why They have the ready-made solution -War - to either finish you off, kill you, or get you to divert, and rally to the flag and national/regime allegiance - and if you don't, you'll be disposed of anyway.
 
99.9% think it's a 1973, 1988, 2008 crisis - crap govt and a burst bubble.

The Media is leading them up the garden path to the end. To be fair, most of these journos, 20-, 30-something mummy and daddy's connections and money got them the 'job' bods, have not a clue either - they're thick, and system people:


This story gets nearer the truth - the planned, controlled demolition of the West - the whore has served its use:


- we're being laughed at, mocked by Turkey.

Why would Erdogan do that, lay himself open to possible ridicule, unless he KNEW the plan is in action.

The West was softened up with the Covid scam/psy op, and now finished off with a combination of withdrawal of the funny money, which blew the 40 year bubble, AND the coming War, against Russia-China-Iran, and possibly Turkey and Saudi Arabia - NATO member of course Turkey.

The Brits will be the last to know. That 40 years of wealth, economic boom, 5th biggest economy, etc, etc, has been pulled from under them, and they think it's all Liz's and Vladimir's fault. Oh well.
 
@Matski are you feeling the effects of inflation in the UK?

Personally, not really - nothing serious at least. After spending most of my 30's in a crippling debt spiral I now greatly value the ability to live lean. I'm lucky that my disposable income is pretty reasonable, and things can get quite a lot worse before they actually get bad.

On the work side material costs have steadily been rising now for years, every new issue that comes along compounds it and it's not really possible to point to any single thing as the cause. From industry specific issues (strike action, natural disasters etc.), to Brexit, the pandemic, to the Russians kicking off, we've gone from years of price stability, to getting anything up to 100% increases in material costs over the last 12 months (exchange rate isn't helping either since pretty much ALL raw materials come from US, EU or Asia). The price increases we're pushing out are anything up to 25%, this is stuff that you and I pay for in our taxes because it all ends up getting paid for by the NHS.

I still think we're a way off seeing the worst of it, to be honest.

Looking at some of what my bar/pub owning friends are facing... I'd be far more worried if I was dependent on the hospitality industry.
 
Personally, not really - nothing serious at least. After spending most of my 30's in a crippling debt spiral I now greatly value the ability to live lean. I'm lucky that my disposable income is pretty reasonable, and things can get quite a lot worse before they actually get bad.
Being out of work during covid lock down taught me a lot about living lean, saving for a rainy day and most importantly....................not presume that career progression is a linear journey to higher salary. In Sep 2020 I took up a job that paid half of what I was earning before covid but thankfully I lost that job last year and got a more rewarding job that returned my to my pre-covid salary level.

Overall I like nice things but hardly ever pay full price for anything. Being vegetarian and more recently on a 1,400 calorie a day diet has greatly reduced my food expenditure which is a fantastic position to be in ahead of winter.
 
Being vegetarian and more recently on a 1,400 calorie a day diet has greatly reduced my food expenditure which is a fantastic position to be in ahead of winter.
false economy. An average man needs at least 2,000. Do what you're doing, and you'll eventually suffer.

Food is more important than heat. Work hard, either in your job physically, or in exercise, weights, running, cycling whatever, and you'll eat like a horse, and feel as good as you ever did.

We're built for work, physicality, and a ravenous appetite is a sign of health. This eating like a rabbit, or a hermit monk, is not for men or for the long-term.

Food is the pleasure of life. Sharing it, providing it, growing it, for others, is wonderful.

Keep your health, look after yourself, and for those who depend on you, love you.
 
The rent thing in England is about to crash - US is always a little ahead:


Landlords putting up rents to cover their exploding mortgages is sci-fi.

Rents were off the scale before this all blew up. The only thing making the marks pay them was social opprobrium, pressure, mental conditioning, not falling out of the system. That bind has now gone - 'why would I keep paying rent, keeping up my credit score etc, when I have zero prospect of ever owning my own home, which was a distant prospect anyway?'.

The contract, the spell has been broken. If the system is collapsing, collapsed, why would you continue forking over £1-2k a month, to an entity that is likely to blow up like you are, if not sooner.

The whole thing's broken - the implicit trust, the mental chains binding, yoking the plebs to the system, the 'good little citizen' thing, of not breaking the order, as one day, you too will benefit from it, perhaps, probably, be that BTL landlord yourself, in 10-15 years, if you keep your head down, work hard, pay your taxes, be a good little prole.

All gone.
 
false economy. An average man needs at least 2,000. Do what you're doing, and you'll eventually suffer.

Food is more important than heat. Work hard, either in your job physically, or in exercise, weights, running, cycling whatever, and you'll eat like a horse, and feel as good as you ever did.

We're built for work, physicality, and a ravenous appetite is a sign of health. This eating like a rabbit, or a hermit monk, is not for men or for the long-term.

Food is the pleasure of life. Sharing it, providing it, growing it, for others, is wonderful.

Keep your health, look after yourself, and for those who depend on you, love you.
If you include the odd meal out and snack here and there my 1,400 calorie diet per day will be closer to 1,650cal/day average.

Obesity happens because we tend to over estimate our physical activity and underestimate our food consumption. Working from home will exacerbate this even more.

£12.50 fish and chips with mayo, ketchup and maybe a pint of beer is 1,400cal. It‘s very easy to consume a day‘s worth of calories in one sitting.

However I don’t condone starving or dieting. Balance between sleep, food and physical activity is the way to live sustainably.
 
If you include the odd meal out and snack here and there my 1,400 calorie diet per day will be closer to 1,650cal/day average.

Obesity happens because we tend to over estimate our physical activity and underestimate our food consumption. Working from home will exacerbate this even more.

£12.50 fish and chips with mayo, ketchup and maybe a pint of beer is 1,400cal. It‘s very easy to consume a day‘s worth of calories in one sitting.

However I don’t condone starving or dieting. Balance between sleep, food and physical activity is the way to live sustainably.

I need to create around a 520cal/day deficit, for a year or so, to get back to where I want to be. Food wise that's not a problem at all - it's the frequency with which I can do 2000 calories a day in alcohol that will be much harder to address - for the same reason, it would certainly be financially beneficial for me to cut my calorie intake!
 
I need to create around a 520cal/day deficit, for a year or so, to get back to where I want to be. Food wise that's not a problem at all - it's the frequency with which I can do 2000 calories a day in alcohol that will be much harder to address - for the same reason, it would certainly be financially beneficial for me to cut my calorie intake!
I have lost 14kg/30lb of body fat in 5 months. Was 88kg now I am hoovering around 74kg. Learned lots about sleep, nutrition, cardio, strength training and step count.

The most insightful discovery is that liquids can be very calorific. Two table spoons of mayo contain the same calories as the basic Krispie Cream doughnut. In shops, cheese sandwiches tend to pack most calories because they contain excessive butter.

I can still eat burgers and fish&chips but can make it at home. For the latter my home cooked version is 600cal which is half compared to eating out but yet the volume of food on the plate is nearly the same.

Being vegetarian makes it super cheap to eat out. Not spending £30 on a steak or other expensive meat dishes. My average meal cost at home is roughly .90pence.
 
Saw Chucky doll's motorcade just over an hour ago - coming in from Solihull into Vibrant B'ham - as described by a Young Conservative:


Too bad the Plod outriders and armed goons in the blacked out cars following weren't overtaken by the usual 'British' drug dealers racing at 70-100 mph in their Audi S3s, M3s etc.

They either drove all the way - no trains - or flew, by helicopter?, to 'British' JLR and Aston, at the old RAF Gaydon, as they weren't coming from B'ham airport direction - A45 straight to the centre.

Probably the last time she'll see these places, - lucky Chucky - and the back of the Sentinel PM Range Rover, as she'll be tossed next week/fortnight, by the panicking 'Tory MPs - Rachman landlords, losing £millions each with the collapsing values of their property portfolios.
 
So Chucky doll, or 'Loyalty Liz' - her sole appeal to the blue rinse Tory voters was that she never resigned from Blowjob's govt - has chucked the 'brain the size of a planet'(walnut), old-Etonian under the bus, whereas Liz of course went to a Comp, and was 'working class', to save herself.

Who could have seen that coming? Sociopath, promoted way above her station - director of 'Human Resources', personnel, for a maker of plumbing products in the east Midlands - stroppy cow, t*ts sagged lower than her IQ, fat calves in pointy beige stilettos, thinning hair from gone wrong HRT, caked on makeup, probably some botox, and of course a cucked husband.

Classic middle class, middle England, middle ability person, who would have just been middling along, until 2 generations ago - a bit of a career after the kids went to school, 'attained' middle management, director level, 'retired early' to look after hubby, the garden, the WI, do charity 'work' - booted due to being incompetent, a royal pain in the ass, paid off with a lump sum - faded into deserved total obscurity - 'rock-solid, pillar of the community, Yorkshire lass Liz'.

Instead, Plod were flashing lights and barking orders to the vibrant plebs, as she was whisked like a potentate to the hellhole central B'ham yesterday, in a fleet of limousines.

And that's why UK is done, over - the 'men' are not men, totally cucked, many 'married' with beards - public school buggery etc - leading to the Lizzes of this world - like the poor, they're always with us - running amok,, destroying everything.

The cowards went along, to keep the pay cheques and pension flowing. They knew Thatcher was a disaster 2 generations ago, and now this clown, who's not fit to clean Thatcher's shoes, is acting like she is important, not a menopausal muppet, with no doubt hot flushes, addled brain, all her 'abilities' just to get through the day, never mind make decisions, or say anything coherent or correct.

You 'men', of England, and Scotland, allowed this to happen.
 
Another tinfoil hat conspiracy nut - should have stuck to doing 'sliced white bread TV' Coast:

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- some of the plebs, even the UK ones, are waking up, especially after the Covid hoax, and the now obvious to the thickest worst crime in history of The Vax. That's why 'They' are desperate to get WWIIII.
 
Sociopath

The irony in you labelling others as sociopaths is quite significant given the bile filled hate and anger you direct at pretty much everyone (except Vladimir Putin, naturally), I mean, there's still two outstanding reports for your statement that everyone in Britain "need to die" [sic], and I'd suggest that's fairly easy to label as sociopathic behaviour.

Also, Geebeebies... why am I not surprised about that! :ROFLMAO:
 
The irony in you labelling others as sociopaths is quite significant given the bile filled hate and anger you direct at pretty much everyone (except Vladimir Putin, naturally), I mean, there's still two outstanding reports for your statement that everyone in Britain "need to die" [sic], and I'd suggest that's fairly easy to label as sociopathic behaviour.

Also, Geebeebies... why am I not surprised about that! :ROFLMAO:
you'll be alright once your balls drop.
 
They're laughing at, spitting in the face of the ordinary people - Kwarteng with the people who are shorting the £ and gilts and derivatives that (our) pension funds are invested in - 'disaster capitalists' - the Crispin Odeys etc - so direct conspiracy for insider trading, and an easy to make case against Kwarteng, Truss, for treason.

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The irony in you labelling others as sociopaths is quite significant given the bile filled hate and anger you direct at pretty much everyone (except Vladimir Putin, naturally), I mean, there's still two outstanding reports for your statement that everyone in Britain "need to die" [sic], and I'd suggest that's fairly easy to label as sociopathic behaviour.

Also, Geebeebies... why am I not surprised about that! :ROFLMAO:
we'll make a man of you yet - concert party, leading dame, for the Tommys in Ukraine by Xmas - 'It ain't half cold mum'.
 
'Iron Lady' 2.0 - until the BTL Mortgage party, 'The Conservatives', want to chuck her out. Makes Blowjob and Theresa Mayhem look like Atlee and Chamberlain:


- total chaos in the melting down landlord island known as the United Kingdom.

We can't even do heists anymore
 

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